From “I want a home” to the keys, one month at a time.
Buying a home can take a year or two of preparation. We walk it with you: we find the help that may fit you, give you a date, and tell you each month what brings it closer.
We start with the home you want, not with your numbers.
Where you see yourself living, what kind of home and how many bedrooms. Then your household, your rent, your income and your savings. Your credit score comes last, and no answer turns you away.
- Two questions to start, and none of the answers is a “no.”
- No email to start.
- What you type travels encrypted to our server in the U.S. We don't keep it until you create your account.
In a few minutes: the month you can buy, and the assistance and closing credit that may apply to your home.
Your date is the month you'll be ready to buy if you follow your plan. Below it, one number: your Fund2Home credit plus the public assistance you can apply for, each program checked by a person against its official plan. You see both before we ask for your email.
- If your plan doesn't reach the ideal score, you still get a date: an estimated one, with what's missing and what it's worth.
- Every requirement comes with its price in dollars. Not “you need 720,” but what reaching it saves you.
Each goal you reach earns part of your credit.
Turn on autopay, take the homebuyer course, pay down a balance, save for your closing. Each goal is worth dollars. What you already meet counts as earned, and when you close we complete what time didn't let you earn.
- No daily tasks and no streaks to lose.
- We only compare you with yourself three months ago.
Once a month, your date moves.
On the 1st we recalculate your plan with your numbers and that month's rates, and email you how it went. Your date can come closer or move away, and if it moves back we tell you why. There's nothing to do every day: follow your plan.
- Your numbers are yours to fix for 24 hours; after that they stay fixed until the next update, so your date means something.
When your date arrives, we go with you all the way to the closing table.
Pre-qualify
With a lender from our network or your own.
Find the home
With a licensed agent who represents you, not the seller.
Apply for your assistance
Plan by plan, with the documents each one asks for.
Close
Your credit and your assistance can reach you at the closing table.
What we will never do
Charge you
Not a fee, not a subscription. Never.
Label you
No “bad credit.” Only the distance to your goal and what it's worth.
Compare you with strangers
Only with yourself, three months ago.
Invent urgency
No countdowns and nothing to do every day.
Show a dollar without its source
Every amount of assistance links to its official document.
Rush you into a home
We save not only to get in, but to stay.
The help already exists. Your effort earns it. We make sure it reaches you.
Your effort. Your home.