Fund2Home
Families we walk with

Everyday jobs, today's rent, an estimated date to buy.

This is what the path looks like for families who work for their home: what they pay today, when we estimate they'll be ready, the assistance and closing credit that may apply at the closing table, and which part is forgiven or paid back.

A father carries his laughing son on his shoulders while the mother holds the boy's hand, at home.A young couple smiles at the camera in their kitchen; he hugs her from behind.An older couple with gray hair stands together against a light wall, smiling.
Equal Housing Opportunity

Equal Housing Opportunity · Photo for illustration. The people in it are not Fund2Home clients.

Example built with our numbers

A teacher and a line cook

Miami-Dade County · a couple with one child

They pay $2,100 a month in rent today.

Together they earn $8,000 a month and save $600 a month; they have $9,000 saved.

The home: about $235,000, with a payment of about $2,102 a month.

Estimated date to buy
In 17 months
$15,850
estimated at the closing table
$15,000
Miami-Dade Housing Finance AuthorityTerms not stated

The plan doesn't say whether this is forgiven or paid back, so we don't say either.

$850
Fund2Home creditEstimated closing credit

Earned goal by goal. An estimate of a closing credit, paid from the commission the seller pays only if you sign a buyer representation agreement with Miami New Realty and close with our team. It isn't a balance.

This help exists and is confirmed. What we don't know is whether there's money in it this month.

Example built with our numbers

A nurse

Marion County · a single mom with one child

She pays $1,500 a month in rent today.

She earns $6,000 a month, is paying off a $22,000 student loan, saves $550 a month and has $4,000 saved.

The home: about $200,000, with a payment of about $1,715 a month.

Estimated date to buy
In 8 months
$85,500
estimated at the closing table
$75,000
Marion County SHIPForgiven

Forgiven in full after 20 years.

$10,000
Florida Assist (FL Assist)Paid back when you sell

Paid back when you sell, refinance or stop living in the home. No interest and no monthly payment.

$500
Fund2Home creditEstimated closing credit

Earned goal by goal. An estimate of a closing credit, paid from the commission the seller pays only if you sign a buyer representation agreement with Miami New Realty and close with our team. It isn't a balance.

This help exists and is confirmed. What we don't know is whether there's money in it this month.

Example built with our numbers

A police officer

Brevard County · a couple with two children, one income

They pay $1,700 a month in rent today.

One income of $5,600 a month; they save $500 a month and have $7,000 saved.

The home: about $200,000, with a payment of about $1,716 a month.

Estimated date to buy
In 8 months
$15,500
estimated at the closing table
$15,000
Brevard County Housing Finance AuthorityPaid back when you sell

Paid back when you sell, refinance or stop living in the home. No interest and no monthly payment.

$500
Fund2Home creditEstimated closing credit

Earned goal by goal. An estimate of a closing credit, paid from the commission the seller pays only if you sign a buyer representation agreement with Miami New Realty and close with our team. It isn't a balance.

This help exists and is confirmed. What we don't know is whether there's money in it this month.

Example built with our numbers

A school bus driver and a home health aide

Santa Rosa County · a couple with two children

They pay $1,500 a month in rent today.

Together they earn $5,600 a month, save $400 a month and have $5,000 saved.

The home: about $200,000, with a payment of about $1,659 a month.

Estimated date to buy
In 15 months
$60,500
estimated at the closing table
$50,000
Santa Rosa County SHIPForgiven

Half forgiven in year 5, the rest by year 10.

$10,000
Florida Assist (FL Assist)Paid back when you sell

Paid back when you sell, refinance or stop living in the home. No interest and no monthly payment.

$500
Fund2Home creditEstimated closing credit

Earned goal by goal. An estimate of a closing credit, paid from the commission the seller pays only if you sign a buyer representation agreement with Miami New Realty and close with our team. It isn't a balance.

Santa Rosa's plan asks for a home in livable condition, with any repairs done or planned.

This help exists and is confirmed. What we don't know is whether there's money in it this month.

These are examples built with our own numbers, not testimonials: we don't have clients yet. When the first family reaches its keys, its story goes here, with its name only if it gives us written permission.
Where the help comes from

Those who bought before help those who buy next.

In Florida, part of the tax paid on every home sale funds the local homebuyer programs of each county and city (the Sadowski Act and SHIP). It isn't a gift and it isn't charity: it's how a community helps its next homeowners get started.

How the help works

The help already exists. Your effort earns it. We make sure it reaches you.

Your effort. Your home.

Find my money help