The questions families ask us first.
If yours isn't here, write to us at info@fund2home.com and a person will answer.
The money
Do I pay Fund2Home anything?
No. Never, for anything: no fee, no subscription. We get paid from the commission the seller already pays when you buy, and we share part of it with you.
Is the assistance free money?
Usually not. Most of it is a deferred second loan with no monthly payment, and many plans forgive it after some years. We explain the terms of each plan before you decide.
How much help could I get?
It depends on your county, your city, your household and your home. As an example, on a $420,000 home a family could receive about $14,900 at closing: about $2,700 of credit from Fund2Home and about $12,200 in public assistance in the typical case, if funds are available. The app calculates yours. An estimate of a closing credit, paid from the commission the seller pays only if you sign a buyer representation agreement with Miami New Realty and close with our team. It isn't a balance.
When do I receive my credit?
At the closing table. You earn it goal by goal. If you buy without a loan, it reaches you as a refund at closing instead. An estimate of a closing credit, paid from the commission the seller pays only if you sign a buyer representation agreement with Miami New Realty and close with our team. It isn't a balance.
Qualifying
My credit isn't great. Can I still start?
Yes. No one is turned away. We tell you how far you are from your goal, what reaching it is worth in dollars and how to get there.
Does my partner's income count?
For the loan, only the income of the people who sign it counts. Many assistance plans look at the income of the whole household. The app asks for both and tells you why.
Do I have to be a first-time buyer?
Not to use Fund2Home. Many assistance plans ask that you haven't owned a home in the last three years; the app tells you which of yours do.
Do you pull my credit?
No. We don't connect to credit bureaus or banks. You tell us your numbers, and the app works with them.
What home prices do you work with?
We represent purchases from $200,000.
Your date
What is my date?
The month you'll be ready to buy if you follow your plan. If your plan doesn't reach the ideal score, you still get an estimated date, with what's missing.
What if my date moves back?
It can happen: a new debt, a change in rates, a month without saving. We tell you, and we tell you why. The goals you reached stay reached.
Your information
What do you do with my information?
What you type travels encrypted to our server in the United States, and we don't keep it until you create your account. You can delete your account whenever you want, and your identity is erased.
Is everything in Spanish too?
Yes. The app, the emails and this site, in English and in Spanish.
When can I start?
Today. Open the app, tell us about the home you want and see your month; you don't need an email to start.
The help already exists. Your effort earns it. We make sure it reaches you.
Your effort. Your home.